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maximise credit score

Your credit score is indeed an influential figure in your life – and it pays to work towards improving it consciously. Lenders look at your credit score, available on your credit file, to determine whether, and how much, they should lend to you. Summing up your financial history in a number, it helps lenders gauge… Read More>>

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It’s great to be your own boss, isn’t it? Working at your own pace, calling the shots and creating something of your own is quite an exhilarating journey for sure. Yes, there are challenges, and if you are a self-employed individual or a small business owner, you’d agree that securing a home loan is only… Read More>>

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Buying a home requires meticulous planning and research. From saving an adequate deposit to choosing the right home loan, every step requires careful consideration. Most often, borrowers find themselves confused between fixed and variable rate home loans. Fixed vs. variable is an age-old debate with the winner only depending on your individual situation.  With news… Read More>>

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It’s that time of the year again… as we enter the last quarter of the year and prepare ahead for the festive season that will soon be upon us, several credit card companies have already joined the fray for excited shoppers, providing cash backs, fee waivers and discounted Uber rides to users ahead of the… Read More>>

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An article on News.com.au recently read “Sydney homebuyers can save more than $100,000 by building their dream house rather than buying a ready-to-move-in property.” It further reported that the trend was similar across Australia, with “newly built houses costing an average of $361,096 and established houses $419,400.” Indeed, if you can spare some time and… Read More>>

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Planning to buy a home? That’s great. Congratulations for taking the first step towards fulfilling the great Australian dream. But are you aware how much the banks are willing to lend to you?     Knowing how much you can borrow at the outset helps you set realistic expectations of what you can afford and… Read More>>

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calculate rental yield

Investing in real estate is a popular wealth creation strategy. And, if you ever thought of going down that road, chances are, you have come across the term yield. Rental yield is considered an important indicator of a property’s performance – but many investors are not aware of the difference between gross and net rental… Read More>>

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Happy woman jumping in the air in Sydney, with the cityscape in the background.

Should you scrounge and save, living a bare minimum lifestyle, to save up a deposit and chase the Great Australian Dream of owning a property? Or, would you rather afford the luxury you can today, renting where you like, living as you desire, and not care about owning a piece of land? Renting for life… Read More>>

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pay mortgage vs super

If you have spare cash at hand, it makes sense to reduce your mortgage and save on interest. Or, would you rather increase your super to ensure a better retired life? Most home owners prefer to apply extra cash towards reducing their mortgage, which could save them thousands of dollars over the life of the… Read More>>

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queensland first home buyer grant

Housing affordability has been a major concern for Australians hoping to break into the property market. To help first home buyers get a foothold in the real estate market, various States offer First Home Owner Grant and Stamp Duty Rebates to eligible buyers, meeting all the prescribed requirements. In Queensland, you may be eligible for… Read More>>

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HashChing is helping Australians by providing access to the pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.