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First home buyer package Melbourne

Jumping onto the property bandwagon is as exciting as it could be stressful. Especially with the rising property prices, getting a firm foothold on the property ladder isn’t easy. However, with much ado about housing affordability across the country, several states have taken the initiative of helping first home owners break into the property market… Read More>>

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When you apply for a home loan, it is possible that the amount you can borrow is different from the amount you are comfortable repaying. Why? Because, while banks take into account several factors, including your spending habits, to calculate your borrowing capacity, only you are aware of your plans, circumstances and personality.    … Read More>>

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Commonwealth Bank lifted its cash profit to $2.65 billion for the first-quarter, an increase of 6 percent over the average of the previous two quarters. This enormous figure, much beyond market expectation, can be attributed majorly to lower bad debts and a hike in home loan interest rates for interest-only loans.     It must… Read More>>

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things that changed about mortgage industry

The mortgage industry has changed quite a bit over the years. Today, on the one hand, lenders are competing with each other to retain old customers and attract new ones, and on the other hand, they have developed much stricter criteria when it comes to approving a home loan application.     For the borrowers,… Read More>>

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Interest only caculator asic

For many years property investors have reaped the benefits of securing interest only (IO) loans for their investment properties but this trend is about to take a downturn as many lending institutions crack down on interest only loans while others are substantially increasing their IO rates to for both current and future borrowers. Why Is… Read More>>

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The much-awaited HIE-Colorband Steel Housing 100 Report threw some interesting surprises this year. According to the report, the number of new dwellings commenced in Australia declined by 6.9% in 2016-17. Yet, the number of housing starts by the country’s largest 100 builders increased by 8.5% to 74,572 during the period. The number, in fact, represents… Read More>>

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There is no doubt that investment in real estate remains a popular wealth creation tool for the Australians. However, how many investors really taste success, building large property portfolios, managing their risk astutely? In many cases, investors rush into deals that look good on the surface, without scratching further, and end up selling their investment… Read More>>

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secure a better home loan deal

As the mortgage market heats up rapidly and banks vie with each other to retain existing customers as well as attract new ones, there has never been a better time, especially in view of the low interest rates available currently, for home buyers to boost their savings by securing a competitive mortgage rate with one… Read More>>

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HashChing is helping Australians by providing access to the pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.