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Two friends smiley enjoying working together in a coffee shop.

Very often, home buyers are misled by low interest rates advertised by lenders and end up with home loans that lack the essential features they may require in line with their financial situation. As a home buyer, you need to scratch beneath the surface to understand the real deal to ensure that you are getting the best home loan for your situation. … Read More>>

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ready to buy first home

Buying a house remains a coveted dream for many people in Australia. But are you ready to buy your first home? With many low-interest home loans available in the market, the announcement of several schemes in the federal budget to improve housing affordability, and the First Home Owner Grant administered by different States in Australia,… Read More>>

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Most people in Australia grew up with the dream of owning their home in a place they could afford and then slog through their lives to pay off the debt to own their greatest dream. However, as house prices continue to rise, more and more first home buyers are finding it difficult to enter the… Read More>>

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perth home loan

A professional package home loan, originally introduced by the banks to reward low-risk high-profit customers such as doctors, accountants and lawyers, is now available to most people who meet the borrowing criteria and are capable of servicing their debt according to the bank.… Read More>>

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House and home loan

Opting in for an Interest Only home loan with an offset account could have several benefits, but not for everyone. The choice between Principal & Interest versus Interest Only usually comes down to the size of the loan, the cost of setting up the loan, tax considerations and your financial strategy. It makes sense to speak to an expert and understand whether this type of loan is the right choice for your situation or not.… Read More>>

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Businessman working on his desk with a cup of coffee at office.

The 2017 Federal Budget Announcement laid down several measures to improve housing affordability, as well as helping first buyers get a foothold in the property market with the First Home Super Saver scheme. But that’s not all; things are changing for property investors as well.     No deduction for travel expenses Starting first of… Read More>>

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Close-up of female hand counting with calculator, papers all around on table. Businesswoman working with documents

It’s that time of the year again – the time to pull out all your receipts, make frantic calls to your accountant and wonder what constitutes a deductible expense and what does not! The end of the financial year is fast approaching, and it is hardly a surprise if you are scrambling to maximise your… Read More>>

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first-home-streets

According to the Perceptions of Housing Affordability Report, 2017 released by CoreLogic recently, 87% of Australian non-property owners are concerned if they would be able to afford their first or next home. The same report also reveals that 62% of the people believe that housing affordability is worse than it was a year ago and… Read More>>

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fam

While bad credit home loans provide you a chance to start afresh, they must only be resorted to as a short-term strategy to repair your credit and get your finances back on track. Of course, once you have cleared your credit history, there is nothing stopping you from refinancing with traditional lenders at much lower interest rates.… Read More>>

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HashChing is helping Australians by providing access to the pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.