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Mortgage stress

Almost one million households in Australia are reeling under mortgage stress. According to figures reported by Digital Finance Analytics, Australian households experiencing mortgage distress rose by 20 percent, from 905,000 households earlier in the year to 910,000 households in October 2017. Even more alarming is the revelation that the number of severely stressed households rose… Read More>>

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Build-your-home-loan-deposit

Purchasing a home and ‘owning’ it are two different things. Do you really want to wait for the next 25 years to own your home? On the contrary, you could apply additional lump sum repayments to your mortgage, saving precious bucks and shaving off the years from your home loan. Making regular additional repayments is… Read More>>

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5 simple steps to get a home loan

Buying a house is an exciting experience and the right home loan can help you ‘own’ your home sooner. Currently, with low interest rates on offer by various banks and non-bank lenders, the Australian mortgage marketplace is full of options for the savvy home buyer.     However, many homebuyers find it complicated to apply… Read More>>

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Overwhelmed man, finance and mortgage decisions

According to a recent survey, over 77% Australians consider themselves to be ‘money smart’, with almost 80 percent of those under 30 and over 80 years of age smug about being ‘financial savvy’. 1,040 Australians participated in the survey where more than 50 percent respondents under 30 years of age considered themselves to be ‘a… Read More>>

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Saving Money New Year Resolution

As we swiftly move through the first month of the new year, it is time to reflect on the year gone by and set new goals to achieve in 2018.     Be it learning a new skill or language, getting washboard abs, switching jobs, taking a vacation or buying your first home – surely,… Read More>>

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Credit card, borrowing capacity and home loan

The season of joy and cheer is traditionally known to leave the merrymakers with happy hearts and overdrawn pockets – with credit card debt touching record heights every year. Fortunately, in 2017, “Australian consumers launched into their annual Christmas spending spree with the average credit card debt at the lowest level in a decade,” read… Read More>>

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First Home Owner Grand Western Australia - FHOG Perth

Hefty grants offered by various states and stamp duty exemptions extended to first home buyers in the latest budget have given a big push to first home buyer activity across the country. Thus, it is not surprising that first home buyers comprised 17.6 percent of the owner-occupier market in October, rising from 17.4 percent in… Read More>>

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Singapore city, most expensive cities

Sky-rocketing property prices and rising household debt has made many ponder whether Australia could still be termed the lucky country? Well, as expensive as it might be to live in Australia’s most popular capitals – Sydney and Melbourne – would you be surprised to know none of the Australian capitals rank in the top ten… Read More>>

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Using your home loan for debt consolidation

Life can hand out surprises to anyone, and you could find yourself struggling to pay off your debts for reasons beyond your control, such as an illness, a bitter divorce or a loss of job. If you find yourself under a mountain of debt – be it a credit card loan or a personal loan… Read More>>

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technology brings you closer to your home loan

It is common knowledge that your income and expenditure determine the fate of your home loan, apart from your assets and debts. Also, good credit history and proof of regular savings go a long way in tipping the scales in your favour. However, with household debt at a record high in Australia, the financial regulator… Read More>>

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HashChing is helping Australians by providing access to the pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.