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Glossary of important financial terms

According to a survey by mortgage lender ME Bank, the majority of first home buyers in Australia do not understand what conveyancing is, aren’t sure what mortgage insurance covers, and are quite ignorant of the auction process. Yet, 70 percent of first homeowners reported that they felt confident making financial decisions, which is quite surprising… Read More>>

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What’s keeping Australians from getting better interest rates on their mortgage

The low home loan interest rates in Australia are a boon for homebuyers who can find home loan deals starting as low as 3.39 percent per annum, saving thousands of dollars over the life of the loan.     Yet, many homeowners are hesitant to switch lenders, throwing away their hard-earned money at the banks… Read More>>

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The growing significance of the Bank of Mum and Dad

The bank of Mum and Dad is Australia’s tenth largest lender currently. According to research by Digital Finance Analytics, 55 percent of first-time buyers receive financial assistance from their parents. The average amount lent by parents was reported to be a whopping $89,000!     There is no denying that more and more first-time buyers… Read More>>

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How to compete against all-cash property buyers

Ever had a cash buyer swooping away with a property you really liked while you jumped through the hoops, getting your mortgage in place?     Well, truth be told, property buyers making a cash offer on a house are often favoured by sellers. However, that does not mean solid buyers like you don’t stand… Read More>>

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How to make a small bathroom look bigger?

If you have a small bathroom, it could be a little bit of a challenge to turn it into a luxe space with adequate storage for your daily requirements. However, with some small changes and clever designing tips, it is definitely possible to create a functional bathroom that looks expansive, despite its size.    … Read More>>