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pay mortgage vs super

If you have spare cash at hand, it makes sense to reduce your mortgage and save on interest. Or, would you rather increase your super to ensure a better retired life? Most home owners prefer to apply extra cash towards reducing their mortgage, which could save them thousands of dollars over the life of the… Read More>>

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queensland first home buyer grant

Housing affordability has been a major concern for Australians hoping to break into the property market. To help first home buyers get a foothold in the real estate market, various States offer First Home Owner Grant and Stamp Duty Rebates to eligible buyers, meeting all the prescribed requirements. In Queensland, you may be eligible for… Read More>>

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Your credit score determines your creditworthiness. And having a low credit score, especially when you want to borrow money for a home, could be quite unnerving. Several companies in Australia claim to repair your credit by removing listings from your credit file, charging up to $1,000 or more, upfront. But, is it really worth engaging… Read More>>

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exceptinal credit score

Your credit score reflects every single aspect of your finances – any unsettled debts, loan applications, missed repayments or utility bills, stay on your credit file for years, bringing down your credit score significantly and impacting your chances of home loan approval adversely.… Read More>>

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Cheapest Home Loan Deals Listed on HashChing as of 7 September 2017

Earlier this year, the big four banks hiked the interest rates for borrowers, despite the official cash rate remaining at a record low of 1.5 percent. Soon after, the budget announcement hit the big banks hard with a 0.06% levy, through which the Government aims to generate $6.2 billion over the next four years. Along… Read More>>

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farmland rural property

The Australian Farmland Values 2016 Report reveals that the national median farmland price increased by 9.3% in 2016, following a 5.3% increase in 2015 and a 6.8% increase in 2014. The report also states that the country recorded a growth of 6.4% in the national median farmland price over the last 20 years.    … Read More>>

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melbourne commercial property

According to CoreLogic’s Housing Market and Economic Update, September 2017, the combined capital cities reported a gross rental yield of 3.3% for the period ending August 2017. Indeed, investing in residential real estate is a popular and proven tool for wealth creation. However, despite increasing rental yield across the capital cities, the gross rental yield… Read More>>

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HashChing is helping Australians by providing access to the pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.