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land banking investment strategy

Land banking is a property investment strategy that involves buying large tracts of undeveloped land to sell at a higher price after development. Managed Land Banking Schemes A managed land banking scheme is one where the investors do not have any control over the regular management of their investment. In such schemes, a developer pools… Read More>>

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Many home buyers in the recent past have realised their dream of property ownership without saving a large deposit by opting to pay Lenders Mortgage Insurance or LMI. LMI protects the lender in case you default on your home loan repayments. In general, if you are borrowing more than 80 percent of the property’s value… Read More>>

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According to Digital Finance Analytics, at the end of March 2017, the discounted variable mortgage rate for owner occupiers was 4.55% per annum as compared to 4.85% a year before and 6.70% five years ago! However, in an increasingly competitive mortgage market today, borrowers, with a little bit of due diligence, could access home loans… Read More>>

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melbourne home loan

The combined value of Australian residential real estate has touched $7.2 Trillion (CoreLogic Data). It is, thus, no surprise that more and more people are gearing up to buy their first home, especially when cheap home loan deals are still available, considering the possibility of a future rate hike. In any case, the charm of… Read More>>

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Selecting the right builder for constructing your home is crucial. It is a major step that will ensure the best return on your investment and help you create the house you always envisaged living in. Being stuck with the wrong builder could not only lead to unnecessary delays, extra costs and cheap quality but also… Read More>>

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For years, the wealthy Australian families have effectively used trusts to hand down assets from one generation to the other, without incurring any stamp duty or capital gains tax. However, the opposition recently unveiled its plan of changing the way discretionary trusts are taxed to prevent the rich from evading taxes. Labour’s ire, in fact,… Read More>>

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rba-bldg

The RBA continues to maintain the official cash rate at 1.5 per cent since August 2016 despite out of turn rate hikes by the Big 4 banks this year. However, a recent statement by RBA Governor Philip Lowe affirms the worst fears of homeowners and prospective home buyers in the country – Interest rates are… Read More>>

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property

Distressed properties are often available to buyers at attractive rates, as much as 40 percent below the market price. Indeed, a great option for any one looking to expand their property portfolio. But doesn’t it sound too good to be true? It might just be; unless you understand the risks associated with buying a distressed… Read More>>

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green home

The role of a house in Australia is not just limited to providing shelter. A home, for a large number of people, is their biggest financial asset that they often slog through their lives for. Investors use their houses to generate rental income while mortgages account for a large part of banks’ assets. However, is… Read More>>

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green home loans

Today, we all understand that global warming, climate change, depletion of the ozone layer and resource depletion are major environmental threats that significantly affect the lives of humans as well as animals on the planet. As responsible persons, it is only prudent that we adopt sustainable living to reduce our impact on the environment, doing… Read More>>

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