“Landlords grow rich in their sleep,” said, John Stuart Mill.

Agreeably then, everyone wants to own their piece of land and then some more. Investing in property is one of the surest, oldest and most commonly followed the path of wealth creation in Australia, and everywhere else as well. However gone are the days when every… Read More>>


Latest research by Westpac reveals that four in five Australians who are potential home buyers prioritise staying within budget as an important consideration.

Buyers are definitely giving up on luxuries when it comes to saving for their home!… Read More>>


As housing affordability becomes a growing cause of concern, individual home buyers are finding it harder to step into the property market despite low-interest rates on home loans, thanks to increased prices and high home loan deposits.

But the Australian property buyers are not deterred. To overcome this obstacle, more and more Australians, especially younger ones, are joining hands (and pockets) with spouses, lovers, siblings… Read More>>


Do you know that swanky plastic card is eating into your future home loan? Yes, little do proud owners of luxury credit cards (or any credit card, for that matter) realise how credit cards can derail their future loan application or reduce their borrowing capacity drastically.… Read More>>


How much can I borrow to buy a house, is a question most of us will ask ourselves at some point in life.

As home loan rates in Australia swoop to a record low, this could be an ideal time to invest in your dream property. However, do you really know how much you can borrow to fund your purchase?… Read More>>


It is a lengthy process from finding your favourite property to finalizing it to arranging the right home loan for it…  and it all culminates on the settlement day when you finally get the keys to your brand new house.

However, the thought of the D-Day often sends property buyers in frenzy. What really happens on the settlement day? … Read More>>


HashChing is in the news lately and it’s for good reasons. Since our inception a year ago, we’ve saved over 4,650 borrowers a lot of time, hassle and money.
If you were an early bird on Monday morning, you might have seen us on Sunrise (7th of November). This is the video that aired:… Read More>>


With the constantly tightening lending criterion in Australia, at least one in four borrowers looking for home loan find themselves in a spot due to not falling in line with the credit guidelines for traditional lenders. Lenders, today, only want to lend to borrowers with squeaky-clean credit histories,… Read More>>


In Australia, owning a property is a coveted dream we all grow up with. And why not, considering the increasing property prices and the financial and emotional security that comes with owning your own abode, buying property is definitely a favourite hobby for Australians, and with good reason, too.… Read More>>


Do you take home a reasonably fat pay cheque every month? Have you been
making all your monthly payments and debt repayments on time, always? Are you reasonably proud of your money management skills?

Well, that’s great! But that does not mean you will surely get approval for your home loan, thanks to the high debt-to-income ratio you may be servicing, unknowingly.… Read More>>


HashChing is helping Australians by providing access to pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.

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