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Conveyancing. Conveyancer. Words that all first home buyers would have come by. After all, it is a legal requirement prior to settling on your home. But… how many people truly understand the role of a conveyancer, and their value when it comes to getting you into your new home?

Affordable Conveyancing

HashChing provides a much needed service during home buying.

According to the Australian Institute of Conveyancers, “Conveyancing is the process of transferring the ownership of property from one person to another.”

In simple terms a conveyancer is a lawyer who strictly and only specialises in property law. This will be important later so make a note of it if required.
 

Click Here To Find Your Low Rate Conveyancer & Join HashChing Today!

 

Typically, their role consists of such things as, lodging all relevant documents with the respective government entities, ensuring all zoning requirements are met especially when it deals with council or water, adjusting taxes and rates, preparing the settlement on your behalf and much more.

An average conveyancer can run buyers anywhere from $1,500 – $2,000+. Seems like a lot right? That’s what we thought too! So in the interest of delivering only the best, unadulterated and affordable service to our customers the HashChing team has integrated conveyancing directly into our existing brokerage service.

So, instead of paying up to $2,000  or more for a conveyancer whose only specialised to practice property law, for only $995 including GST plus disbursements HashChing is now offering full legal support from solicitors specialised in all legalities associated with property conveyancing (retail value: $3,000+).

 

So, what does this mean and why does it matter?

In simple terms there can be two types of conveyancers, those who are fully licensed conveyancers, and those that are fully qualified solicitors practicing conveyancing law. Knowing the distinction becomes particularly important as a means of protection when one is involved in the purchase of sale of property. And conveyancers who are not solicitors may be limited in the extent of legal authorisation they are provided.

For example, when handling certain documents like a contract of sale or a vendor’s statement examining the types of contractual terms one deems acceptable or even the risks associated with purchasing a property at all. All of these may only be handled by a solicitor experienced in property law.

Moreover, it isn’t always clear  where the boundaries lie, and there have been cases where conveyancers have whether through accident or intent found themselves operating outside of their legal limits. Situations like this may void their insurance void, causing a great amount of stress for the client if something were to go awry in the settlement process. On the other hand, because solicitors have no restrictions to how deeply they can operate within the conveyancing field, you the client is fully protected under what is referred to as their, professional indemnity insurance in the odd chance that something doesn’t go the way you were intending it with your settlement.

These are but some of the reasons why we decided to partner with solicitors with specialised skills in conveyancing and property law for only $995 including GST plus disbursements. We instantly knew that it wasn’t an opportunity we could pass up, equipping our community of 45,327 (and counting) users with inclusive access to solicitors, simply and easily via their in-platform connection with their local mortgage brokers.

In conclusion, seeing as there is no legal way of opting out of using a conveyancer, why not save time & money while you are it, by organising a meeting through one of the hundreds of top rated brokers part of the HashChing home loan comparison platform (now offering conveyancing).

To get started, speak to your HashChing Broker or email us at support@hashching.com.au and we will put you in touch with a top rated firm full of solicitors and conveyancers. That way you can have peace of mind that all legalities are covered when you are purchasing your property.

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HashChing is helping Australians by providing access to pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.

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