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First home buyer package Melbourne

Jumping onto the property bandwagon is as exciting as it could be stressful. Especially with the rising property prices, getting a firm foothold on the property ladder isn’t easy. However, with much ado about housing affordability across the country, several states have taken the initiative of helping first home owners break into the property market… Read More>>

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When you apply for a home loan, it is possible that the amount you can borrow is different from the amount you are comfortable repaying. Why? Because, while banks take into account several factors, including your spending habits, to calculate your borrowing capacity, only you are aware of your plans, circumstances and personality.    … Read More>>

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If you are a first time buyer planning and plotting to dive in to the property market, this could be the right time, with plump first home owner grants being offered by several states to help beef up your finances in view of the rapidly rising property prices. Apart from the meaty $20,000 grant sponsored… Read More>>

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queensland first home buyer grant

Housing affordability has been a major concern for Australians hoping to break into the property market. To help first home buyers get a foothold in the real estate market, various States offer First Home Owner Grant and Stamp Duty Rebates to eligible buyers, meeting all the prescribed requirements. In Queensland, you may be eligible for… Read More>>

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Many home buyers in the recent past have realised their dream of property ownership without saving a large deposit by opting to pay Lenders Mortgage Insurance or LMI. LMI protects the lender in case you default on your home loan repayments. In general, if you are borrowing more than 80 percent of the property’s value… Read More>>

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melbourne home loan

The combined value of Australian residential real estate has touched $7.2 Trillion (CoreLogic Data). It is, thus, no surprise that more and more people are gearing up to buy their first home, especially when cheap home loan deals are still available, considering the possibility of a future rate hike. In any case, the charm of… Read More>>

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student buy home

Youngsters in Australia often have to wait until they finish university to purchase a property. However, what if you decide to buy a house while still pursuing your higher education? Today, several young students with income from a scholarship want to buy their abode while still in university. But, are there any lenders who accept… Read More>>

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With the first home buyer friendly provisions announced in the federal budget and the First Home Owner Grants and concessions offered by several Australian states, there seems no better time than now for the first home buyers to jump into the foray and become proud owners of their coveted dream. However, as a newbie property… Read More>>

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renting

Recently, banks have been getting stricter with their lending criteria, with a 20 per cent deposit being the golden standard. However, some lenders may let you borrow with just a 10% deposit and Loan Mortgage Insurance, but there is also a requirement of 5% genuine savings over a span of minimum three months that borrowers… Read More>>

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