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Buying a home requires meticulous planning and research. From saving an adequate deposit to choosing the right home loan, every step requires careful consideration. Most often, borrowers find themselves confused between fixed and variable rate home loans. Fixed vs. variable is an age-old debate with the winner only depending on your individual situation.  With news… Read More>>

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An article on News.com.au recently read “Sydney homebuyers can save more than $100,000 by building their dream house rather than buying a ready-to-move-in property.” It further reported that the trend was similar across Australia, with “newly built houses costing an average of $361,096 and established houses $419,400.” Indeed, if you can spare some time and… Read More>>

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Planning to buy a home? That’s great. Congratulations for taking the first step towards fulfilling the great Australian dream. But are you aware how much the banks are willing to lend to you?     Knowing how much you can borrow at the outset helps you set realistic expectations of what you can afford and… Read More>>

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Cheapest Home Loan Deals Listed on HashChing as of 7 September 2017

Earlier this year, the big four banks hiked the interest rates for borrowers, despite the official cash rate remaining at a record low of 1.5 percent. Soon after, the budget announcement hit the big banks hard with a 0.06% levy, through which the Government aims to generate $6.2 billion over the next four years. Along… Read More>>

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farmland rural property

The Australian Farmland Values 2016 Report reveals that the national median farmland price increased by 9.3% in 2016, following a 5.3% increase in 2015 and a 6.8% increase in 2014. The report also states that the country recorded a growth of 6.4% in the national median farmland price over the last 20 years.    … Read More>>

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melbourne home loan

The combined value of Australian residential real estate has touched $7.2 Trillion (CoreLogic Data). It is, thus, no surprise that more and more people are gearing up to buy their first home, especially when cheap home loan deals are still available, considering the possibility of a future rate hike. In any case, the charm of… Read More>>

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Selecting the right builder for constructing your home is crucial. It is a major step that will ensure the best return on your investment and help you create the house you always envisaged living in. Being stuck with the wrong builder could not only lead to unnecessary delays, extra costs and cheap quality but also… Read More>>

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property

Distressed properties are often available to buyers at attractive rates, as much as 40 percent below the market price. Indeed, a great option for any one looking to expand their property portfolio. But doesn’t it sound too good to be true? It might just be; unless you understand the risks associated with buying a distressed… Read More>>

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HashChing is helping Australians by providing access to the pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.