LinkedInFacebook

Planning to build your home from scratch or make some major renovations? As you may be already aware – you could either hire a builder or choose to take charge of the building work yourself. Of course, the former might be a less tedious option, but the latter could turn out to be cheaper and… Read More>>

LinkedInFacebook
renting

Recently, banks have been getting stricter with their lending criteria, with a 20 per cent deposit being the golden standard. However, some lenders may let you borrow with just a 10% deposit and Loan Mortgage Insurance, but there is also a requirement of 5% genuine savings over a span of minimum three months that borrowers… Read More>>

LinkedInFacebook
Two friends smiley enjoying working together in a coffee shop.

Very often, home buyers are misled by low interest rates advertised by lenders and end up with home loans that lack the essential features they may require in line with their financial situation. As a home buyer, you need to scratch beneath the surface to understand the real deal to ensure that you are getting the best home loan for your situation. … Read More>>

LinkedInFacebook
ready to buy first home

Buying a house remains a coveted dream for many people in Australia. But are you ready to buy your first home? With many low-interest home loans available in the market, the announcement of several schemes in the federal budget to improve housing affordability, and the First Home Owner Grant administered by different States in Australia,… Read More>>

LinkedInFacebook
House and home loan

Opting in for an Interest Only home loan with an offset account could have several benefits, but not for everyone. The choice between Principal & Interest versus Interest Only usually comes down to the size of the loan, the cost of setting up the loan, tax considerations and your financial strategy. It makes sense to speak to an expert and understand whether this type of loan is the right choice for your situation or not.… Read More>>

LinkedInFacebook
fam

While bad credit home loans provide you a chance to start afresh, they must only be resorted to as a short-term strategy to repair your credit and get your finances back on track. Of course, once you have cleared your credit history, there is nothing stopping you from refinancing with traditional lenders at much lower interest rates.… Read More>>

LinkedInFacebook
things-to-consider-when-buying-a-house

In Australia, owning a property is a coveted dream we all grow up with. And why not, considering the increasing property prices and the financial and emotional security that comes with owning your own abode, buying property is definitely a favourite hobby for Australians, and with good reason, too.… Read More>>

LinkedInFacebook
home-loan-concept

The home loan market may be a confusing one to traverse – what with all the financial jargon flying around. Even experienced home buyers may feel daunted when faced with the number of mortgage loans available in the market. Fixed or variable? Professional package? Low-doc? Or a line of credit?… Read More>>

LinkedInFacebook
home-loan-for-pensioners

Don’t let old age play spoil sport to your property acquisition dreams – there
is no age to fulfill your dreams and it is possible to secure a home loan even if you are on pension (including disability pension). So if you are on old age pension (or nearing pension age) and think it is the time… Read More>>

teaser-popup-img.png
HashChing is helping Australians by providing access to the pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.