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How to discharge your mortgage?

Discharging a mortgage means removing it from the title to your property. Did you know that your bank holds the title to your property until your home loan is completely repaid? Besides, once you have repaid the mortgage in full, you need to follow a set procedure to discharge it or clear the title to… Read More>>

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Refinancing your home loan to consolidate your debts

Do you find yourself reeling under a mountain of debt that you are finding hard to manage? If so, it could be the right time to revisit your home loan.     Currently, some very attractive home loan deals are available in the market from credit unions and smaller banks that are competing hard to… Read More>>

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Close up of young loving couple holding hands. Vintage filter and zoom effect. Background.

Loyalty, as a virtue, seems to be overrated in the financial sector, as loyal home loan customers happen to be a fleeced lot, according to the Productivity Commission’s draft report on Competition in the Australian Financial System.     Exploiting loyal customers “Although financial institutions generally have high customer satisfaction levels, customer loyalty is often… Read More>>

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How to refinance your home loan

Do you know the interest rate you are paying on your home loan? If you haven’t reviewed your home loan in the past couple of years, you could be losing a lot of money while your peers beef up their savings by refinancing to one of the lower interest rate deals available in the market.… Read More>>

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Not reviewing your home loan could cost you serious money

According to new research, 40 percent of home loan customers are not aware of the interest rate on their home loan! Call it laziness, carelessness or over-confidence – but there is no denying that ignorance is costing mortgage holders big money. Yes, many homeowners are paying thousands of dollars extra because they do not know… Read More>>

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Using your home loan for debt consolidation

Life can hand out surprises to anyone, and you could find yourself struggling to pay off your debts for reasons beyond your control, such as an illness, a bitter divorce or a loss of job. If you find yourself under a mountain of debt – be it a credit card loan or a personal loan… Read More>>

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property value and successful refinancement

There could be many reasons for refinancing your mortgage. Whether it is to secure a lower interest rate on your home loan or unlock the equity in your home to purchase another home or renovate – the value of your property will greatly affect the success of your move. Why? Because lenders decide on lending… Read More>>

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woman thinking when refinancing home loan

As a home owner, you are always advised to review your home loan to ensure it remains competitive periodically. Especially with low interest rate mortgage options available in the market, it is tempting to refinance and save your hard-earned money from filling the coffers of your lender. But, is it always a good idea to… Read More>>

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Refinancing rental property: what you should know

With low interest rates on offer by several lenders, refinancing is a popular option to save money on your mortgage. More and more owner occupiers are realising the futility of sticking with their bank unless it is the most profitable deal they can muster. But how are things looking up for investors? According to data,… Read More>>

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