The growing significance of the Bank of Mum and Dad

The bank of Mum and Dad is Australia’s tenth largest lender currently. According to research by Digital Finance Analytics, 55 percent of first-time buyers receive financial assistance from their parents. The average amount lent by parents was reported to be a whopping $89,000!     There is no denying that more and more first-time buyers… Read More>>

Use a family guarantee loan to secure your place on the property ladder

An average home buyer in Australia needs to put down over $100,000 as an upfront deposit to purchase a property with a median dwelling value of $554,605. Not surprisingly, many first home buyers find it difficult to save a 20 percent home loan deposit, citing it as the most significant barrier preventing them from entering… Read More>>

How to compete against all-cash property buyers

Ever had a cash buyer swooping away with a property you really liked while you jumped through the hoops, getting your mortgage in place?     Well, truth be told, property buyers making a cash offer on a house are often favoured by sellers. However, that does not mean solid buyers like you don’t stand… Read More>>

Should you wait to save up a deposit or pay LMI?

At a time when an average income couple takes up to 5 years to save for a deposit to purchase a home in any of Australia’s capital cities, paying LMI could be an alternative to waiting to save up a deposit, especially in markets where property prices continue to soar.     Yes, Lenders Mortgage… Read More>>

How to make a small bathroom look bigger?

If you have a small bathroom, it could be a little bit of a challenge to turn it into a luxe space with adequate storage for your daily requirements. However, with some small changes and clever designing tips, it is definitely possible to create a functional bathroom that looks expansive, despite its size.    … Read More>>

Five warning signs to watch for when Renovating

A great home does not stay in top shape forever without proper maintenance. Renovating should always be a part of your home improvement checklist every 10 years, to prevent further damage in the future and avoid accumulating costs. Here is how to check if a home’s condition is terminal…     Cracks You should not… Read More>>

6 reasons to engage a mortgage broker

Buying a home is one of life’s biggest decisions, which is why finding the right home loan suited to your own personal situation, requirements and budget is crucial. An experienced mortgage broker can save you time and money, and simplify the loan application process. Where a bank is limited to offering only their own products,… Read More>>

Business Growth Tips for 2018

Once you’ve gone through the motions of setting up and establishing your business, the next step is to try and grow your business and it is this stage that can be the most difficult to implement. Growing your business means maximising your profits without compromising your vision or the integrity of the company and it… Read More>>


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