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Is this the time to fix your mortgage?

The demand for fixed rate home loans has been on a decline in the past few months. In March, only 20 percent, or one in five borrowers opted to fix their home loans. However, there seems to be a lot of noise about a rate hike, which could send home borrowers scurrying to fix their… Read More>>

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How to renovate a rental property for a better rental income

The biggest mistake for Landlords is to renovate their property to meet their personal style or needs. There is no need for expensive carpets or lighting … always focus on the market requirements AND your budget.     Here are a few tips for “rentvestors”: Flooring Floorboards always offer great value; stylish, durable and require… Read More>>

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Are you paying too much interest on your home loan?

Choosing a home loan is one of the most important financial decisions you’ll make. A difference of a few basis points on your rate can save you thousands of dollars over the life of the loan. Thus, it makes sense to compare home loan rates from various lenders to choose the best deal for financing… Read More>>

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Financial ignorance is costing you money

Last year, the Financial Planning Association of Australia reported that “having financial freedom and independence” is a top priority for most Australians (Read more). However, the recently released Know Your Numbers Index reveals a large number of Australians don’t know key financial figures in their lives.     According to the index, 86 percent Australians… Read More>>

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Tips to succeed in a pre-auction negotiation

If you have found a house that matches your requirement perfectly, it is easy to get emotional about it and end up paying more than you possibly should. Whether you are a home-buyer or an investor, it is easy to get carried away by your emotions during negotiations, but it is critical not to. On… Read More>>

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5 things buyers should look for when inspecting a property

Buying a home is one of the biggest purchases you are ever likely to make, and it can end up being a money pit if you don’t take the time to properly inspect the property before purchasing it. There’s a huge number of things to consider when buying a house, and most of them are… Read More>>

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Mortgage delinquency expected to rise across Australia

According to research by Moody’s, in six Australian suburbs, no one is 30 days or more behind on their mortgage repayments. Namely, the zero mortgage delinquency suburbs reported by Moody’s are Carlingford, Crows Nest and Mosman in Sydney, Bentleigh and Glen Iris in Melbourne, and Ormiston in Brisbane.     The report by Moody’s also… Read More>>

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5 Property Market Trends to Expect in 2018

The first quarter of the year has just finished and so far, you can see that a few property predictions and trends made in 2017 came true. Homeowner, property investor or first home buyer: if you still wonder what 2018 holds for you and property, this article is for you. Read more about the two… Read More>>

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Here’s what every property investor must know about tax deductions

Investing in property remains a popular tool for wealth creation in Australia. However, many people don’t venture into property investing due to lack of financial knowledge. For example, a new survey pointed out that less than half of those surveyed were aware of the tax deductions they could claim on an investment property. Overall, the… Read More>>

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How to save a home loan deposit

According to stats, it takes an average of five years for home buyers to save a 20 percent deposit to purchase a median-priced home in Australia. It is, therefore, not surprising that saving up a deposit is usually the first, and often the longest, part of every home buyer’s journey.     What is a… Read More>>

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