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investing to save for a house deposit

For those starting to save for a deposit, the reality of buying a property often seems far off. The First Home Buyers Australia surveys show many Australians consider accumulating enough funds for a home loan deposit as their biggest challenge. Making sacrifices to put your money away for the future takes discipline, so it’s important… Read More>>

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tips to consider before switching home loan

Choosing a home loan is one of the most important financial decisions you would ever make – one that would affect your finances for years to come.   Home loan interest rate is a major factor to take into consideration while selecting a home loan (compare here) as a low interest rate could save you… Read More>>

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maximise investment property returns

As you scrounge and save throughout the working years to purchase your precious abode, did you know that giving some extra thought to your home loan could help you make significant savings while shaving the years off your home loan? Very often, home buyers caught up in the frenzy of buying their first home spend… Read More>>

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If you are a first time buyer planning and plotting to dive in to the property market, this could be the right time, with plump first home owner grants being offered by several states to help beef up your finances in view of the rapidly rising property prices. Apart from the meaty $20,000 grant sponsored… Read More>>

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maximise credit score

Your credit score is indeed an influential figure in your life – and it pays to work towards improving it consciously. Lenders look at your credit score, available on your credit file, to determine whether, and how much, they should lend to you. Summing up your financial history in a number, it helps lenders gauge… Read More>>

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It’s great to be your own boss, isn’t it? Working at your own pace, calling the shots and creating something of your own is quite an exhilarating journey for sure. Yes, there are challenges, and if you are a self-employed individual or a small business owner, you’d agree that securing a home loan is only… Read More>>

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Buying a home requires meticulous planning and research. From saving an adequate deposit to choosing the right home loan, every step requires careful consideration. Most often, borrowers find themselves confused between fixed and variable rate home loans. Fixed vs. variable is an age-old debate with the winner only depending on your individual situation.  With news… Read More>>

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It’s that time of the year again… as we enter the last quarter of the year and prepare ahead for the festive season that will soon be upon us, several credit card companies have already joined the fray for excited shoppers, providing cash backs, fee waivers and discounted Uber rides to users ahead of the… Read More>>

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An article on News.com.au recently read “Sydney homebuyers can save more than $100,000 by building their dream house rather than buying a ready-to-move-in property.” It further reported that the trend was similar across Australia, with “newly built houses costing an average of $361,096 and established houses $419,400.” Indeed, if you can spare some time and… Read More>>

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Planning to buy a home? That’s great. Congratulations for taking the first step towards fulfilling the great Australian dream. But are you aware how much the banks are willing to lend to you?     Knowing how much you can borrow at the outset helps you set realistic expectations of what you can afford and… Read More>>

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HashChing is helping Australians by providing access to the pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.