5 Remarkable New Additions To The HashChing Website Posted by HashChing on Feb 13, 2019 8:47:15 PM | HashChing Discover the brand new upgrades that we have been building at HashChing for the last few months. By taking into account what users really wanted we were manage to create a seamless re-design and user experience on the HashChing website. Connect to brokers in UNDER 3 seconds. Save your application for later, make use of the advanced filtering options to find the ideal mortgage broker for you (or let our proprietary system match you with one automatically). You’ll find the main list of 5 special upgrades inside.. Don’t hesitate to be seamless and….… Read More>>
A Simple Guide to 8 Popular Types of Home Loans Posted by HashChing on Feb 13, 2019 3:14:01 PM | HashChing Most homebuyers cannot purchase a home without borrowing some money from the banks. But banks are not charitable institutions and charge borrowers interest on the money they lend, as well as, fees for the additional services they provide.… Read More>>
What are the top features you must look for in a mortgage? Posted by HashChing on Feb 05, 2019 9:29:10 AM | HashChing An average person buying a home for the first time is bound to be confused with complicated financial jargon and the many good and ânot so goodâ home loan products flooding the mortgage market. The solution, therefore, lies in educating yourself about the mortgage market and seeking help from an expert to ensure you are on the best deal possible for your situation in the market.… Read More>>
Why should you refinance your home loan? Posted by HashChing on Jan 31, 2019 10:28:25 PM | HashChing A lower interest rate is an obvious benefit of refinancing your home loan. A lower rate makes your repayments easier to manage, and you save money in interest that can be utilised to pay off the principal faster and reduce the loan term.… Read More>>
How to avoid a monster mortgage Posted by HashChing on Jan 30, 2019 11:51:24 PM | HashChing If you are planning to buy a home, it is likely that youâd need to take out a home loan. But are you aware of how much money you can borrow? You could use an online calculator to determine your borrowing capacity or speak to a lender; but is it a good idea to borrow the full amount a lender is willing to lend you?… Read More>>
Do you really know who your real lender is? Posted by HashChing on Jan 28, 2019 5:10:54 PM | HashChing Currently, nearly 60 percent of residential home loans in Australia are now introduced by mortgage brokers who are known to offer convenience and choice to home borrowers in addition to transparent advice on choosing the right home loan product for their requirement.… Read More>>
What homebuyers must know about the RBA cash rate Posted by HashChing on Jan 23, 2019 9:59:23 PM | HashChing The RBA is Australiaâs central bank that is responsible for establishing the monetary policy of the country. It does so by setting the cash rate, which refers to the interest rate at which Australian banks can borrow money from the RBA, as well as, other institutional lenders. The cash rate, therefore, acts as the benchmark rate for the rest of the country.… Read More>>
How to find a low rate conveyancer Posted by HashChing on Jan 22, 2019 3:06:02 AM | HashChing According to the Australian Institute of Conveyancers, âConveyancing is the process of transferring the ownership of property from one person to another.â In simple terms a conveyancer is a lawyer who strictly and only specialises in property law. This will be important later so make a note of it if required.… Read More>>
How to secure a no deposit home loan in 2019 Posted by HashChing on Jan 22, 2019 2:16:49 AM | HashChing Assuming you have a 5% deposit available one could opt to use a high LVR lender. Though, as mentioned above this would typically lead to the buyer needing to pay a mortgage insurance fee, as a way for the lender to insure themselves.… Read More>>
It’s high time to switch lenders Posted by HashChing on Jan 21, 2019 4:38:16 PM | HashChing n addition to a lower interest rate, there are several other reasons to refinance your home loan. It is possible that your home loan no longer suits your requirements; for example, you might no longer want to pay for certain features in your home loan. … Read More>>
