Getting a Home Loan as a Business Owner Posted by HashChing on Jun 20, 2018 11:56:32 PM Getting a mortgage can be a huge step for anyone, but for business owners it can be significantly more challenging. Typical wage earners go through a simple process to secure a mortgage. Lenders usually look at payslips, banks statements and tax returns to establish an individual’s financial position, but for business owners the process can… Read More>>
4 times in your life when you need a mortgage broker Posted by HashChing on Jun 20, 2018 12:01:28 AM According to research, 3 in 10 aspiring home buyers start their financing journey by going to a mortgage broker for help in securing a loan. Kate, a HashChing mortgage broker, says, “Mortgage brokers add a lot of value to a homebuyer’s financing journey by offering seasoned insights and more savings through greater choice.”… Read More>>
Matched Crowdfunding for Arts, Culture and Heritage Projects Posted by HashChing on Jun 15, 2018 12:31:00 AM Several entrepreneurs have harnessed the power of the community to raise capital to get their ideas off the ground. However, entrepreneurs are not the only ones to benefit from the concept. Crowdfunding also opens up several possibilities for people and institutions to work together on culture and heritage products through a concept known as matched… Read More>>
How to transform your idea into reality with crowdfunding Posted by HashChing on Jun 12, 2018 2:01:51 AM Think you have an awesome idea that could turn into a transformative business, if only you had the funding? Well, there are several ways of financing your dream project, starting with self-funding (or bootstrapping) or asking your friends and family to invest in the business. Another lucrative source could be to seek funds… Read More>>
Customer speak: HashChing made my first-home buying experience hassle-free Posted by HashChing on Jun 05, 2018 7:04:04 AM When Dinesh wanted to buy his first home, he did what anyone might do: he went to the bank to ask about his options. After they couldn’t answer his questions, Dinesh went online to look for help. That’s where he found HashChing. “I initially had a 10% deposit. That’s when I started looking… Read More>>
HashChing seeks funds via crowdfunding for innovation in tech Posted by HashChing on Jun 01, 2018 2:14:25 AM Until recently, fledgling businesses in Australia could only access finance through two core channels – debt funding through banks or venture capital / angel funding (an affluent individual who provides capital for a business start-up). Fortunately, that’s not the case anymore. The recent crowdfunding legislation passed by the Senate enabled hundreds of Australian businesses to… Read More>>
4 Signs you are working with a good mortgage broker Posted by HashChing on May 31, 2018 1:33:08 AM The home buying process can be a time-consuming process. For home loan borrowers browsing and comparing the numerous loan options on offer can be confusing. A mortgage broker can be a powerful adviser that is likely to have a major influence on your financial life. A good mortgage broker understands the range of products available… Read More>>
Green Crowdfunding Posted by HashChing on May 30, 2018 1:37:08 AM According to the statistics shared by UNDP, crowdfunding has “become one of the largest sources of financing for SMEs, second only to venture capital. The industry is expected to reach an annual volume of US$100 billion by 2025, becoming the leading financial channel for SMEs.” Crowdfunding can be defined as many people pooling… Read More>>
What crowdfunding means for the economy Posted by HashChing on May 29, 2018 1:29:42 AM Crowdfunding has helped many entrepreneurs raise necessary funds to build their businesses as well as provided SMEs with the capital to expand and innovate. Especially in the current times when global economies are generally growing at a sluggish pace, crowdfunding offers entrepreneurs and SMEs a chance to stay afloat by enabling them to showcase their… Read More>>
What are the benefits of crowdfunding? Posted by HashChing on May 28, 2018 12:46:35 AM Crowdfunding has emerged as a popular method for raising funds to launch a unique idea or service. An interesting alternative to the traditional methods of financing, entrepreneurs use crowdfunding to raise “small amounts of money from a large number of people”* by reaching out to them online, primarily through social media. How is… Read More>>
