How to compete against all-cash property buyers Posted by HashChing on Jun 27, 2018 2:31:18 AM | HashChing Ever had a cash buyer swooping away with a property you really liked while you jumped through the hoops, getting your mortgage in place? Well, truth be told, property buyers making a cash offer on a house are often favoured by sellers. However, that does not mean solid buyers like you don’t stand… Read More>>
Should you wait to save up a deposit or pay LMI? Posted by HashChing on Jun 27, 2018 1:03:58 AM | HashChing At a time when an average income couple takes up to 5 years to save for a deposit to purchase a home in any of Australia’s capital cities, paying LMI could be an alternative to waiting to save up a deposit, especially in markets where property prices continue to soar. Yes, Lenders Mortgage… Read More>>
How to make a small bathroom look bigger? Posted by HashChing on Jun 27, 2018 12:52:41 AM | HashChing If you have a small bathroom, it could be a little bit of a challenge to turn it into a luxe space with adequate storage for your daily requirements. However, with some small changes and clever designing tips, it is definitely possible to create a functional bathroom that looks expansive, despite its size. … Read More>>
Nearly half of the Millennial population uses mortgage brokers to secure a home loan Posted by HashChing on Jun 27, 2018 12:28:44 AM | HashChing Nearly 60 percent of all new residential lending in Australia is introduced to lenders by mortgage brokers and this number is expected to rise in the future. The reason? A seamless customer experience, tailored home loan options and informed advice that has helped countless home borrowers in Australia bag great deals on their home loans… Read More>>
Five warning signs to watch for when Renovating Posted by HashChing on Jun 22, 2018 1:44:46 AM | HashChing A great home does not stay in top shape forever without proper maintenance. Renovating should always be a part of your home improvement checklist every 10 years, to prevent further damage in the future and avoid accumulating costs. Here is how to check if a home’s condition is terminal… Cracks You should not… Read More>>
6 Reasons to Engage a Mortgage Broker Posted by HashChing on Jun 22, 2018 1:01:16 AM | HashChing Buying a home is one of life’s biggest decisions, which is why finding the right home loan suited to your own personal situation, requirements and budget is crucial. An experienced mortgage broker can save you time and money, and simplify the loan application process. Where a bank is limited to offering only their own products,… Read More>>
Business Growth Tips For 2018 Posted by HashChing on Jun 21, 2018 12:26:26 AM | HashChing Once you’ve gone through the motions of setting up and establishing your business, the next step is to try and grow your business and it is this stage that can be the most difficult to implement. Growing your business means maximising your profits without compromising your vision or the integrity of the company and it… Read More>>
Getting a Home Loan as a Business Owner Posted by HashChing on Jun 20, 2018 11:56:32 PM | HashChing Getting a mortgage can be a huge step for anyone, but for business owners it can be significantly more challenging. Typical wage earners go through a simple process to secure a mortgage. Lenders usually look at payslips, banks statements and tax returns to establish an individual’s financial position, but for business owners the process can… Read More>>
4 Times In Your Life You Should Get a Mortgage Broker Posted by HashChing on Jun 20, 2018 12:01:28 AM | HashChing According to research, 3 in 10 aspiring home buyers start their financing journey by going to a mortgage broker for help in securing a loan. Kate, a HashChing mortgage broker, says, “Mortgage brokers add a lot of value to a homebuyer’s financing journey by offering seasoned insights and more savings through greater choice.” She explains… Read More>>
Matched Crowdfunding for Arts, Culture and Heritage Projects Posted by HashChing on Jun 15, 2018 12:31:00 AM | HashChing Several entrepreneurs have harnessed the power of the community to raise capital to get their ideas off the ground. However, entrepreneurs are not the only ones to benefit from the concept. Crowdfunding also opens up several possibilities for people and institutions to work together on culture and heritage products through a concept known as matched… Read More>>
