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A recent research undertaken by Bankwest Curtin Economics Centre recently revealed that top 20% savers in Australia have 200 times more savings than the bottom 20% savers. These top 20% savers also have four times lesser household disposable income than the poorest households.… Read More>>

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Only few days away from realizing your property dream? Congratulations!

But, have you planned your pre-settlement inspection yet?

As per law, home buyers are entitled to one pre-settlement inspection before making the final settlement for their purchase.… Read More>>

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Not unlike your academic scorecard, your credit file gives out your credit score that lets lenders know how good you have been financially and how much risk can they afford to take on you. Your credit score sums up your financial history; and small blemishes (such as forgetting a utility payment) can tarnish your file… Read More>>

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With interest rates held low and steady by the RBA, Australians are scurrying to take advantage of the low rates to buy their dream home. But would the
low rates last? No one can predict how interest rates would curve in the
future, so should you go for fixed or floating rate – are you spoilt for choice?… Read More>>

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Property or stock – The two most common tools for building wealth offer a very confusing choice to investors. And while property has traditionally been the most favoured type of investment, the market is full of stories of those who made it big by investing in shares and lost a lot in the property bubble of the last decade.… Read More>>

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As swanky credit cards fast replace cash in pockets, debt is quickly mounting up for many Australians who get carried away by the plastic money craze or end up borrowing more than they can repay. Sometimes loss of job, illness, a broken relationship or other unforeseen issues can also leave you cash strapped, struggling to… Read More>>

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As conventional banking comes of age, more and more home buyers are choosing to deal with mortgage brokers, largely attributable to better interest rates and choice that brokers are able to afford to borrowers. Truly, buying your dream home is not an easy task, unless you are well informed and guided by experts. And while… Read More>>

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upcoming-election

With the date for elections set as 2nd of July, have you ascertained what your vote is going to cost you in the near future? The real estate sector accounts for almost 11.5% of the country’s GDP and if you are a part of the real estate market or soon aspire to be, the upcoming… Read More>>

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banking-terms

Thinking of a home loan and confused with so many terms hovering over in front of you? Does the sound of financial jargon send you up the wall? Ever wished you could lay your hands on something that explained it all in plain and simple English. Here’s a jargon buster to take you sailing through… Read More>>

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Foreign investment in real estate in Australia jumped by almost 3 times in the year 2015, as compared to the previous two years. However, in the wake of the latest crackdown by FIRB (Foreign Investment Review Board) and stricter lending criterion being imposed by the banks, does it spell the end for foreign real estate… Read More>>

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HashChing is helping Australians by providing access to the pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.