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As Australia climbs up on the life expectancy index, most of us can expect to live much longer, which is great if we can save up that bit extra from now on to fund the extended retirement years. However, an average Australian is struggling with so many costs – mortgage debt, car loan… Read More>>

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Buying a home is very exciting and one of the major financial decisions in your life. But very often home buyers fall for common traps and end up paying much more than what they bargained for. Educating yourself about the property market is very important before diving into it … Read More>>

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Choosing the right home loan can be difficult, especially with interest rates at an all time low – it is a tough choice between fixing your loan or not.

But there’s a way out – splitting your loan between fixed and variable rates can let you have the cake and eat it too. Don’t believe us? It is possible to have the best of both the worlds… Read More>>

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Has buying your own home been on the top of your wishlist since long? With interest rates at an all time low (and further cuts expected), time is ripe to dive into the property market. But interest rates are not what’s deterring first home buyers from entering the market.… Read More>>

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According to a news report, Australian households owe debts equal to 125% of GDP, as combined investor and owner-occupier outstanding loan value sums to a mighty $1.6 trillion (rising from $1.2 trillion over the past 5 years).

As per another report published in December 2015 by NATSEM, the ratio of … Read More>>

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As the RBA brings down the official cash rate to a new low of 1.5% in order to stir up the price growth, home owners and to-be home owners get another reason to rejoice.

Previously, when the RBA had slashed the rates to 1.75%, many banks had passed on the full cut to customers. It cannot be predicted whether the lenders will follow the same route this time, however… Read More>>

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HashChing is helping Australians by providing access to the pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.

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