LinkedInFacebook
how to overcome mortgage stress

According to experts, borrowers can manage their home loan better by reviewing their interest rate as well as features, that could potentially help them get ahead of their mortgage.… Read More>>

LinkedInFacebook
to build or buy? construction loan and home loan

On the one hand, building your own home gives you more flexibility. You’ll have the freedom to design your home to suit your specific needs and preferences. But buying an existing home is often more convenient than building a new one, as all you’ll need is a loan pre-approval to begin looking. … Read More>>

LinkedInFacebook
what lenders look for in your bank statement

Mortgage lenders take time to carefully review your finances before approving you for a home loan. The aim is to make sure that you have enough money to service your monthly repayments without sinking under mortgage stress. A part of how lenders assess your financial situation is by reviewing your bank statement of at least the past couple of months.… Read More>>

LinkedInFacebook
ways to put up your home loan deposit.

While your mortgage lender requires you to have a 20 percent home loan deposit, it is not your lender to whom the deposit is paid. The deposit is directly paid to the vendor or their real estate agent, at the time of exchanging contracts or on the auction day to seal the deal.… Read More>>

LinkedInFacebook
easy way to save more money - financial knowledge

It is rare to come across a layperson who enjoys dabbling in numbers. Most people find it boring or tedious to work with numbers, and prefer to ‘guesstimate’ financial decisions, including buying a house, than basing them on sound facts and figures. Of course, you already know that such an attitude could be bad for your financial health. New research by home loan lender ME Bank reveals alarmingly poor levels of financial, more specifically, basic property buying literacy.… Read More>>

LinkedInFacebook
six signs your bathroom needs an upgrade

As the years pass, it is possible that your bathroom is no longer a pleasant place to spend your time or functional enough to accommodate your growing family or things. An awkward layout, broken fixtures, a mismatched colour palette or bad lighting – it is easy to overlook such flaws, but they are clear indications that it is time to make some changes… Read More>>

LinkedInFacebook
top 5 mistakes to avoid as a first home buyer

Buying a home is a major decision that will affect you financially and emotionally for years to come. A good home loan, however, can make a significant difference on your journey by ensuring flexible repayments and other terms that are well-suited to your financial condition and vision.… Read More>>

LinkedInFacebook
clawback fees, all you need to know

Note that brokers do not work for any particular lender. They are paid for the introduction of a new loan and they receive a smaller trailing commission for the life of your loan for their ongoing support and annual follow-up. Brokers do not receive any commission if you default on your mortgage. This is good, as this payment model urges brokers to work harder and suggest home loans in line with your financial position, so that the mortgage you obtain, suits your requirements.… Read More>>

LinkedInFacebook
must-have financial resolutions

According to estimates, almost half of the adults in the world make New Year resolutions. Yet, stats confirm that less than 8 per cent achieve their new year goals!… Read More>>

LinkedInFacebook
how to save money during christmas

Research indicates that 40 per cent of the Christmas spending by Australians in 2017 was on credit cards. And, while most Australians are able to pay off their credit card bills, it is, indeed, a worrying trend as many people don’t even remember how much they spend on Christmas, probably because of the plastic payments that don’t hurt your finances immediately.… Read More>>

teaser-popup-img.png

HashChing is helping Australians by providing access to pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.

We already have your details. Please click here to login.