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woman thinking when refinancing home loan

As a home owner, you are always advised to review your home loan to ensure it remains competitive periodically. Especially with low interest rate mortgage options available in the market, it is tempting to refinance and save your hard-earned money from filling the coffers of your lender. But, is it always a good idea to… Read More>>

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Refinancing rental property: what you should know

With low interest rates on offer by several lenders, refinancing is a popular option to save money on your mortgage. More and more owner occupiers are realising the futility of sticking with their bank unless it is the most profitable deal they can muster. But how are things looking up for investors? According to data,… Read More>>

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property investment 5 tips

Buying a property continues to be a passionate hobby for Australians. Yet there are only about 1.3 million people in Australia who own an investment property. Surprising, is it? There is no doubt that a large number of people dream of building an investment portfolio, but only a few succeed – as most drop out,… Read More>>

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tips to win at property auction

Buying at an auction could seem intimidating, especially as a novice. But, in practice, buying at an auction is quite straightforward. With some expert guidance and self-control, you could end up buying a stellar property for a bargain price in a fairly simple manner at an auction.     Of course, there is no denying… Read More>>

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As the skies get clearer and the weather gets warmer, the last few weeks of spring surely inspire a lot of mush. Besides, research says that being in love is good for your health. Yes, being in love is known to reduce stress, lower the blood pressure and maintain a healthy heart. A quick Google… Read More>>

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First home buyer package Melbourne

Jumping onto the property bandwagon is as exciting as it could be stressful. Especially with the rising property prices, getting a firm foothold on the property ladder isn’t easy. However, with much ado about housing affordability across the country, several states have taken the initiative of helping first home owners break into the property market… Read More>>

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When you apply for a home loan, it is possible that the amount you can borrow is different from the amount you are comfortable repaying. Why? Because, while banks take into account several factors, including your spending habits, to calculate your borrowing capacity, only you are aware of your plans, circumstances and personality.    … Read More>>

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Commonwealth Bank lifted its cash profit to $2.65 billion for the first-quarter, an increase of 6 percent over the average of the previous two quarters. This enormous figure, much beyond market expectation, can be attributed majorly to lower bad debts and a hike in home loan interest rates for interest-only loans.     It must… Read More>>

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things that changed about mortgage industry

The mortgage industry has changed quite a bit over the years. Today, on the one hand, lenders are competing with each other to retain old customers and attract new ones, and on the other hand, they have developed much stricter criteria when it comes to approving a home loan application.     For the borrowers,… Read More>>

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Interest only caculator asic

For many years property investors have reaped the benefits of securing interest only (IO) loans for their investment properties but this trend is about to take a downturn as many lending institutions crack down on interest only loans while others are substantially increasing their IO rates to for both current and future borrowers. Why Is… Read More>>

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