LinkedInFacebook
costs associated with getting a loan

You have found the perfect property and your home loan is in place. It is now time to sit back and relax…well, not entirely, unless you have enough money holed up to cover the accessory costs associated with your home loan.     As a rule of thumb, you need at least 5 percent of… Read More>>

LinkedInFacebook
Refinancing your home loan to consolidate your debts

Do you find yourself reeling under a mountain of debt that you are finding hard to manage? If so, it could be the right time to revisit your home loan.     Currently, some very attractive home loan deals are available in the market from credit unions and smaller banks that are competing hard to… Read More>>

LinkedInFacebook
5 Things most buyers hate when visiting a house

You may love your home just the way it is, but when it comes time to sell – there are a few things that potential home buyers might not appreciate as much as you do. With homeowners struggling to sell in many parts of the country, you need to make sure you do everything you… Read More>>

LinkedInFacebook
13 New strata laws all NSW apartment residents should know about

Last November, over 90 changes to the strata laws came into force in NSW. Here’s how it could affect you…     Renos and debts Renovations: for minor cosmetic renovation, you just need to notify the committee. For major cosmetic renovation, you need the approval by a vote of the committee (not a general meeting).… Read More>>

LinkedInFacebook
It is possible to negotiate a better rate on your home loan

A new study reveals that one in two Australians consider themselves to be good at driving a competitive deal. Yet, less than 50 percent have bothered to negotiate a better rate on their home loan!     Lender advertised rates in the market have remained around the five percent mark in the past few months.… Read More>>

LinkedInFacebook
Woman using smartphone or mobile phone in the cafe

Buying your home is as exciting as it is nerve-wracking – considering it is one of the most expensive purchases of your life. It affects your finances, as well as the quality of your life, for years to come. Thankfully, the mortgage market in Australia today is full of affordable home loan options as lenders… Read More>>

LinkedInFacebook
Close up of young loving couple holding hands. Vintage filter and zoom effect. Background.

Loyalty, as a virtue, seems to be overrated in the financial sector, as loyal home loan customers happen to be a fleeced lot, according to the Productivity Commission’s draft report on Competition in the Australian Financial System.     Exploiting loyal customers “Although financial institutions generally have high customer satisfaction levels, customer loyalty is often… Read More>>

LinkedInFacebook
Turning Landlord - What to know before renting out your home

Being a landlord is not just about collecting monthly rent. Rental properties can be a lucrative source of passive income to investors, however, turning landlord is not a cakewalk. Renting out a property could be tedious, especially if you are a first-time landlord. So, here are some tips to successfully rent your property:    … Read More>>

LinkedInFacebook
7 thinks to check before buying a home

Becoming a homeowner is almost everybody’s dream, however buying a property can turn into a money pit if you don’t know what to watch out for. When buying a home, many people tend to focus on how much they love or hate the interior. They don’t always pay attention to other details such as what… Read More>>

LinkedInFacebook
The dream team every investor must have on board

Over the years, real estate has been the safest place to park your money – offering unmatched appreciation and mental security in the form of a tangible asset. But that does not mean every investment property is a gold mine. Thus, it makes sense to have a team of professionals on your side, who can… Read More>>

teaser-popup-img.png
HashChing is helping Australians by providing access to the pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.