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how to overcome mortgage stress in australia

You are reeling under mortgage stress if you are spending over 30 percent of your pre-tax income to meet your mortgage repayments. DFA explains that a household is said to be under mortgage stress when the net income does not cover ongoing costs, and the family must cut down on household spending to meet their monthly mortgage repayments. … Read More>>

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lady holding pink piggy bank

A large number of Australian families are stretching their finances to the limit to service their home loan, making it impossible to save any money for other life goals. Big expenses such as weddings or school fees while servicing a mortgage may feel out of question, especially in the wake of out-of-turn rate hikes by the banks and a flat wage growth!… Read More>>

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the most affected Australian Suburbs with mortgage stress

A household can be defined as ‘stressed’ when the household income does not cover ongoing costs. If you are applying 30 percent or more of your net income towards servicing your home loan, you could be reeling under mortgage stress.… Read More>>

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the secret to financial freedom

Creating a good household budget, and sticking to it, is an obvious solution to that problem. But, there’s something else you could do about that, too. By merely shrugging off your laziness and checking the rates you are paying on everything from your insurance to utilities to mortgage, you might find that you are spending much higher than the market average. … Read More>>

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the real costs of buying a house

If you are planning to buy a home in the near future, in addition to a 20 per cent deposit, you should keep at least 5 per cent of the purchase price handy to take care of the other costs of buying a house. These include stamp duty, conveyancing fees, inspection costs, insurance, loan fees, …… Read More>>

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tips to pay off your mortgage faster

With a little time and effort, you can pay down your home loan much earlier than its term, saving lots of time and interest. Here are three expert tips to pay off your mortgage sooner, without feeling the pinch on your pocket.… Read More>>

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a day in the life of a mortgage broker

Arranging mortgages are typically all about problem-solving. Each client has unique circumstances and needs and similarly, each lender attempts to position their loan product in the market in a way that differentiates them from the competition, regulations permitting.… Read More>>

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