Tips to succeed in a pre-auction negotiation

If you have found a house that matches your requirement perfectly, it is easy to get emotional about it and end up paying more than you possibly should. Whether you are a home-buyer or an investor, it is easy to get carried away by your emotions during negotiations, but it is critical not to. On… Read More>>

5 things buyers should look for when inspecting a property

Buying a home is one of the biggest purchases you are ever likely to make, and it can end up being a money pit if you don’t take the time to properly inspect the property before purchasing it. There’s a huge number of things to consider when buying a house, and most of them are… Read More>>

Mortgage delinquency expected to rise across Australia

According to research by Moody’s, in six Australian suburbs, no one is 30 days or more behind on their mortgage repayments. Namely, the zero mortgage delinquency suburbs reported by Moody’s are Carlingford, Crows Nest and Mosman in Sydney, Bentleigh and Glen Iris in Melbourne, and Ormiston in Brisbane.     The report by Moody’s also… Read More>>

5 Property Market Trends to Expect in 2018

The first quarter of the year has just finished and so far, you can see that a few property predictions and trends made in 2017 came true. Homeowner, property investor or first home buyer: if you still wonder what 2018 holds for you and property, this article is for you. Read more about the two… Read More>>

Here’s what every property investor must know about tax deductions

Investing in property remains a popular tool for wealth creation in Australia. However, many people don’t venture into property investing due to lack of financial knowledge. For example, a new survey pointed out that less than half of those surveyed were aware of the tax deductions they could claim on an investment property. Overall, the… Read More>>

How to save a home loan deposit

According to stats, it takes an average of five years for home buyers to save a 20 percent deposit to purchase a median-priced home in Australia. It is, therefore, not surprising that saving up a deposit is usually the first, and often the longest, part of every home buyer’s journey.     What is a… Read More>>

How to improve your credit score?

Your credit file is like your financial report card while your credit score summarises the information on your file into a number that helps lenders determine your creditworthiness.     What is a good credit score? Using the information on your credit file, credit bureaus such as Equifax calculate your credit score based on a… Read More>>

Positive and negative gearing explained

Negative gearing is back in the news. A report by the Australian Housing & Urban Research Institute (AHURI) proposes to “eliminate negative gearing deductions for wealthy investors.” According to the report, “$1.7 billion could be saved each year by radical changes to the negative gearing regime.” According to the proposal, lower income investors in the… Read More>>

How to find the right home loan

Today, there are hundreds of home loan products in the market. But, did you know too much choice could be confounding for Australian home buyers? According to a survey, 37 percent Australians found deciding between too many options to be an impediment to being financially savvy.     Wondering how to find the right home… Read More>>


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