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How Mortgage Brokers Act in the ‘Best Interests’ of Their Clients

According to a joint submission from four consumer groups to The Treasury, some mortgage brokers don’t always obtain better-priced loans for their clients, and they don’t always offer them a diverse range of loan options. How can a mortgage borrower make sure to work with the right mortgage broker?… Read More>>

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No deposit home loan deals for first home buyers.

Think you can’t buy a home because you have no deposit? There are lots of ways to work within the system. There are only a few no deposit mortgage options in Australia. Learn how people borrow 100% of the property price with such home loan deals.… Read More>>

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mortgage savings - how to refinance your home loan in 3 steps

Refinancing is when a homeowners takes out another loan which is used to pay off their first mortgage and any secondary liens on their home. If you’re considering to refinance your home loan, it’s important to do your research to ensure you’re making the right decision. The whole process can seem too hard and difficult. Here are 3 easy steps to refinance your mortgage, lower your payments, consolidate debt or pull cash out.… Read More>>

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rba cash rate and the impact on your repayments

The Reserve Bank governor said Australia’s cash rate might be cut further if income and spending growth were weaker than expected in the coming years. What does a drop in the RBA’s official cash rate mean for your finances? Find out here.… Read More>>

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home loan types: offset account vs redraw facility

Offset accounts and redraw facilities are both home loan features. They let borrowers use their spare cash to whittle away the mortgage. Deciding between an offset account and a redraw facility on your home loan largely depends on how accessible you need your extra money to be.… Read More>>

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conveyancer or solicitor, who should you talk to?

Confused about whether to hire a conveyancer or solicitor? Learn the key difference between conveyancer and solicitor. Generally conveyancers have detailed knowledge in one area of law, being property law. Solicitors on the other hand have specific knowledge about property law but also broader knowledge of the law in general. But it’s not the only difference…… Read More>>

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why first home owners should work with a mortgage broker

If you’re looking for a mortgage, you might be wondering whether or not you should talk to a mortgage broker or go directly to the lender. A mortgage broker is someone who compares the market for mortgages and provides impartial advice to help you find the right deal. … Read More>>

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7 things you must not do to get your mortgage application over the line

The most common mortgage mistakes borrowers make and how to avoid them. 7 things you must not do to get your mortgage application over the line. Avoid these bad mortgage behaviours that can lead you into a financial disaster. … Read More>>

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8 popular types of home loans

Most homebuyers cannot purchase a home without borrowing some money from the banks. But banks are not charitable institutions and charge borrowers interest on the money they lend, as well as, fees for the additional services they provide.… Read More>>

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HashChing is helping Australians by providing access to pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.

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