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how to find the best home loan deals - infographic

Find out more about choosing the right home loan deal for you. Do your homework before you sign up to make sure you are getting the best deal on the market. First home buyer or looking to refinance? Avoid the pitfalls of a property investment and talk to a mortgage broker.… Read More>>

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Discover the brand new upgrades that we have been building at HashChing for the last few months. By taking into account what users really wanted we were manage to create a seamless re-design and user experience on the HashChing website. Connect to brokers in UNDER 3 seconds. Save your application for later, make use of the advanced filtering options to find the ideal mortgage broker for you (or let our proprietary system match you with one automatically). You’ll find the main list of 5 special upgrades inside.. Don’t hesitate to be seamless and….… Read More>>

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what homebuyers must know about the rba cash rate

The RBA is Australia’s central bank that is responsible for establishing the monetary policy of the country. It does so by setting the cash rate, which refers to the interest rate at which Australian banks can borrow money from the RBA, as well as, other institutional lenders. The cash rate, therefore, acts as the benchmark rate for the rest of the country.… Read More>>

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Investors rejoice as major banks slash rates on interest

Major banks in Australia gave property investors a reason to rejoice by slashing the rates on interest-only lending. At the beginning of March this year, Commonwealth Bank of Australia (CBA), one of the big four banks, dropped its two-year fixed interest-only rate by 50 basis points to 4.34 percent per annum. Westpac followed suit with… Read More>>

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Record profit for CBA

Commonwealth Bank lifted its cash profit to $2.65 billion for the first-quarter, an increase of 6 percent over the average of the previous two quarters. This enormous figure, much beyond market expectation, can be attributed majorly to lower bad debts and a hike in home loan interest rates for interest-only loans.     It must… Read More>>

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Top 20 Builders in Australia in 2017

The much-awaited HIE-Colorband Steel Housing 100 Report threw some interesting surprises this year. According to the report, the number of new dwellings commenced in Australia declined by 6.9% in 2016-17. Yet, the number of housing starts by the country’s largest 100 builders increased by 8.5% to 74,572 during the period. The number, in fact, represents… Read More>>

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how to get a first home buyers grant

According to the Perceptions of Housing Affordability Report, 2017 released by CoreLogic recently, 87% of Australian non-property owners are concerned if they would be able to afford their first or next home. The same report also reveals that 62% of the people believe that housing affordability is worse than it was a year ago and… Read More>>

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Housing Affordability and Home Loans

Described as a budget for “fairness” by Treasurer Morrison, Tuesday night’s budget brought some relief to first home buyers and a lot of tears to
Australia’s largest five banks that now face a new tax, stronger regulatory bodies and fines up to $200 million for breaching the new rules of… Read More>>

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HashChing is helping Australians by providing access to pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.

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