How To Refinance Your Home Loan in 3 Steps Refinancing is when a homeowners takes out another loan which is used to pay off their first mortgage and any secondary liens on their home. If you’re considering to refinance your home loan, it’s important to do your research to ensure you’re making the right decision. The whole process can seem too hard and difficult. Here are 3 easy steps to refinance your mortgage, lower your payments, consolidate debt or pull cash out.… Read More>>
Do I need a mortgage broker? If you’re looking for a mortgage, you might be wondering whether or not you should talk to a mortgage broker or go directly to the lender. A mortgage broker is someone who compares the market for mortgages and provides impartial advice to help you find the right deal. … Read More>>
7 Bad Mortgage Behaviours To Avoid The most common mortgage mistakes borrowers make and how to avoid them. 7 things you must not do to get your mortgage application over the line. Avoid these bad mortgage behaviours that can lead you into a financial disaster. … Read More>>
What homebuyers must know about the RBA cash rate How does the RBA cash rate impact homeowners According to a recently-published report by Deloitte Access Economics, “Less than half (40%) of Australians meet the basic threshold for financial literacy and capability.” The report also found that a large number of Australians do not understand the relevance of RBA’s cash rate, and, its impact on… Read More>>
Interest-only borrowers brace for higher repayments in the near future According to an ASIC survey of 11 lenders conducted in 2015, one in every four owner-occupiers and two in every three investors are interest-only. Reason? Interest-only loans offer certain advantages compared to principal and interest loans, such as lower repayments during the interest-only period and greater tax deductions for investment properties. Despite these… Read More>>
Selling your home- How much does a home stager cost? What is Home Staging? Home staging is practically essential for anyone who is planning on selling their home or for those who haven’t been able to. As the property market has exploded into the competitive and cutthroat industry it is today, you need to leave a flawless impression on your potential buyers and help them… Read More>>
Selling your home – How much does a conveyancer cost? What does a conveyancer do for you? Essentially a conveyancer is a person who will assist with the transfer of ownership of your home from you to the new buyer, and as this is a legal process it’s required that the conveyancer is certified. You’ll want to make sure that all processes are thoroughly covered… Read More>>
Homeowners urged to ditch the big banks to find lower rate Excerpts from this article first appeared on news.com.au on MARCH 10, 2017, and written by Owen Roberts Homeowners in the west are paying nearly double Sydney’s average interest rate, with those in The Ponds, Doonside, Quakers Hill and Campbelltown paying as much as 7.88 per cent. HashChing reveals Australia’s most ‘ripped off’… Read More>>
Debt Busting Tips for the Holiday Season It’s that time of the year again… as we enter the last quarter of the year and prepare ahead for the festive season that will soon be upon us, several credit card companies have already joined the fray for excited shoppers, providing cash backs, fee waivers and discounted Uber rides to users ahead of the… Read More>>
How does rental yield affect your property investment? Investing in real estate is a popular wealth creation strategy. And, if you ever thought of going down that road, chances are, you have come across the term yield. Rental yield is considered an important indicator of a property’s performance – but many investors are not aware of the difference between gross and net rental… Read More>>
