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Should I refinance my mortgage?

According to experts, if you are on the same mortgage since the past three years or more, chances are there are better deals in the market that you may be missing out on. Steven, a HashChing mortgage broker, explains, “It is good to do a health check on your mortgage from time to time. My… Read More>>

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mortgage savings - how to refinance your home loan in 3 steps

Refinancing is when a homeowners takes out another loan which is used to pay off their first mortgage and any secondary liens on their home. If you’re considering to refinance your home loan, it’s important to do your research to ensure you’re making the right decision. The whole process can seem too hard and difficult. Here are 3 easy steps to refinance your mortgage, lower your payments, consolidate debt or pull cash out.… Read More>>

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why first home owners should work with a mortgage broker

If you’re looking for a mortgage, you might be wondering whether or not you should talk to a mortgage broker or go directly to the lender. A mortgage broker is someone who compares the market for mortgages and provides impartial advice to help you find the right deal. … Read More>>

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7 things you must not do to get your mortgage application over the line

The most common mortgage mistakes borrowers make and how to avoid them. 7 things you must not do to get your mortgage application over the line. Avoid these bad mortgage behaviours that can lead you into a financial disaster. … Read More>>

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what homebuyers must know about the rba cash rate

The RBA is Australia’s central bank that is responsible for establishing the monetary policy of the country. It does so by setting the cash rate, which refers to the interest rate at which Australian banks can borrow money from the RBA, as well as, other institutional lenders. The cash rate, therefore, acts as the benchmark rate for the rest of the country.… Read More>>

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how to overcome mortgage stress

According to experts, borrowers can manage their home loan better by reviewing their interest rate as well as features, that could potentially help them get ahead of their mortgage.… Read More>>

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ways to put up your home loan deposit.

While your mortgage lender requires you to have a 20 percent home loan deposit, it is not your lender to whom the deposit is paid. The deposit is directly paid to the vendor or their real estate agent, at the time of exchanging contracts or on the auction day to seal the deal.… Read More>>

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easy way to save more money - financial knowledge

It is rare to come across a layperson who enjoys dabbling in numbers. Most people find it boring or tedious to work with numbers, and prefer to ‘guesstimate’ financial decisions, including buying a house, than basing them on sound facts and figures. Of course, you already know that such an attitude could be bad for your financial health. New research by home loan lender ME Bank reveals alarmingly poor levels of financial, more specifically, basic property buying literacy.… Read More>>

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HashChing is helping Australians by providing access to pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.

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