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ways to put up your home loan deposit.

While your mortgage lender requires you to have a 20 percent home loan deposit, it is not your lender to whom the deposit is paid. The deposit is directly paid to the vendor or their real estate agent, at the time of exchanging contracts or on the auction day to seal the deal.… Read More>>

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How a land and construction loan works

Planning to build your own home from scratch? The mortgage market is flooded with different kinds of home loans and in case you plan to build your own home, a traditional home loan may not be the best option for you. Many lenders offer special land and construction loans that are tailor… Read More>>

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Buying home and contents insurance

It is important to give yourself some breathing space when choosing an insurance cover. Often bought together as ‘home and contents insurance’, these are two different kinds of covers that you must work out separately so that you are not left wanting in the hour of need. … Read More>>

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Pros and Cons of buying off the plan

There’s a lot of bad press surrounding off-the-plan developments: developer might go bankrupt, excessive speculation … But it could also be a great investment if a buyer pays a lot less for a property than it’s worth at the time he moves in, when property prices increase significantly during the time it takes for the developer to build the home. Learn more about the pros and cons.… Read More>>

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top home builders in Australia

The housing industry in Australia is on a roll. The total number of new dwellings in Australia in 2015-16 touched a new high, recording a 6 per cent increase from last year with over 230,000 dwellings commenced during that period. The total revenue from new dwellings this year increased to $17,777 million from $16,669 million in 2014-15.… Read More>>

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do you need home and contents insurance?

Home insurance is something that many consumers rely on to protect their assets in the event of a natural disaster, burglary, or fire. But it’s an additional monthly expense that might lead some homeowners to wonder whether they really need one, or if they can just hope for the best. Here is what you need to know about home and contents insurance.… Read More>>

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