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Should I refinance my mortgage?

According to experts, if you are on the same mortgage since the past three years or more, chances are there are better deals in the market that you may be missing out on. Steven, a HashChing mortgage broker, explains, “It is good to do a health check on your mortgage from time to time. My… Read More>>

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the right time to buy a home

According to a report by News.com.au, tenants across Australia’s capital cities are facing continuous rate hikes, despite a significant downturn in the property market. Data from rent.com.au showed that Melbourne and Sydney observed the maximum hike, despite the apparent drop in the market price of properties. … Read More>>

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8 popular types of home loans

Most homebuyers cannot purchase a home without borrowing some money from the banks. But banks are not charitable institutions and charge borrowers interest on the money they lend, as well as, fees for the additional services they provide.… Read More>>

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home loan lenders - do you really know who your real lender is?

Currently, nearly 60 percent of residential home loans in Australia are now introduced by mortgage brokers who are known to offer convenience and choice to home borrowers in addition to transparent advice on choosing the right home loan product for their requirement.… Read More>>

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low rate conveyancing

According to the Australian Institute of Conveyancers, “Conveyancing is the process of transferring the ownership of property from one person to another.” In simple terms a conveyancer is a lawyer who strictly and only specialises in property law. This will be important later so make a note of it if required.… Read More>>

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home loans without a deposit

Assuming you have a 5% deposit available one could opt to use a high LVR lender. Though, as mentioned above this would typically lead to the buyer needing to pay a mortgage insurance fee, as a way for the lender to insure themselves.… Read More>>

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to build or buy? construction loan and home loan

On the one hand, building your own home gives you more flexibility. You’ll have the freedom to design your home to suit your specific needs and preferences. But buying an existing home is often more convenient than building a new one, as all you’ll need is a loan pre-approval to begin looking. … Read More>>

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the secret to financial freedom

Creating a good household budget, and sticking to it, is an obvious solution to that problem. But, there’s something else you could do about that, too. By merely shrugging off your laziness and checking the rates you are paying on everything from your insurance to utilities to mortgage, you might find that you are spending much higher than the market average. … Read More>>

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tips to pay off your mortgage faster

With a little time and effort, you can pay down your home loan much earlier than its term, saving lots of time and interest. Here are three expert tips to pay off your mortgage sooner, without feeling the pinch on your pocket.… Read More>>

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should you renovate or rebuild your home?

If your home no longer feels like the perfect abode, you may be thinking of knocking down some walls or simply rebuilding the entire house. But wait, how do you decide? Should you renovate to add an extra kitchen or a bathroom? Or, should you rebuild to make better use of your land?… Read More>>

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HashChing is helping Australians by providing access to pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.

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