How To Buy Your First Home With No Deposit Think you can’t buy a home because you have no deposit? There are lots of ways to work within the system. There are only a few no deposit mortgage options in Australia. Learn how people borrow 100% of the property price with such home loan deals.… Read More>>
How to Use Your Super to Fund Your Mortgage Deposit It’s no secret that saving for a house is tough. Raising the money for a deposit can seem to take forever, even if you’re consistent with your savings plan. But since 2018, First-home buyers have been allowed to use up to $30,000 of voluntary superannuation contributions to place a mortgage deposit in an effort to help young people gain a foothold in the property market.… Read More>>
How Is the RBA Cash Rate Cut Going to Affect Me? The Reserve Bank governor said Australia’s cash rate might be cut further if income and spending growth were weaker than expected in the coming years. What does a drop in the RBA’s official cash rate mean for your finances? Find out here.… Read More>>
Offset Vs. Redraw : How to Make the Right Choice Offset accounts and redraw facilities are both home loan features. They let borrowers use their spare cash to whittle away the mortgage. Deciding between an offset account and a redraw facility on your home loan largely depends on how accessible you need your extra money to be.… Read More>>
Should I Use a Conveyancer or a Solicitor? Confused about whether to hire a conveyancer or solicitor? Learn the key difference between conveyancer and solicitor. Generally conveyancers have detailed knowledge in one area of law, being property law. Solicitors on the other hand have specific knowledge about property law but also broader knowledge of the law in general. But it’s not the only difference…… Read More>>
11 Basic Mortgage Terms You Should Know Mortgages are long term commitments that can affect your lifestyle for some time to come. By fully understanding the terms of your mortgage and the amounts you will be paying you will be in a better position in the long run. Looking for investing in a property? Here’s the essential mortgage terminology you need to know before you go house hunting.… Read More>>
Brilliant negotiation tips that all home buyers should know Buying a house is an exciting time, but you must plan your finances well to avoid any mortgage stress. Follow these simple tips to negotiate the best price for your property purchase.… Read More>>
7 Bad Mortgage Behaviours To Avoid The most common mortgage mistakes borrowers make and how to avoid them. 7 things you must not do to get your mortgage application over the line. Avoid these bad mortgage behaviours that can lead you into a financial disaster. … Read More>>
Top property investment terms every investor should know As a property investor, there are several key terms that you need to know before you begin investing in a property. Investment Glossary of Terms You Need to Know.… Read More>>
How to avoid a monster mortgage How to avoid a monster mortgage: Only buy what you can afford Buying a house is one of the most significant investments you are going to make, emotionally and financially. And, despite the recent fall in property prices, a home in any of the Australian capital cities does not come cheap. According to the latest… Read More>>
