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Should I refinance my mortgage?

According to experts, if you are on the same mortgage since the past three years or more, chances are there are better deals in the market that you may be missing out on. Steven, a HashChing mortgage broker, explains, “It is good to do a health check on your mortgage from time to time. My… Read More>>

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mortgage savings - how to refinance your home loan in 3 steps

Refinancing is when a homeowners takes out another loan which is used to pay off their first mortgage and any secondary liens on their home. If you’re considering to refinance your home loan, it’s important to do your research to ensure you’re making the right decision. The whole process can seem too hard and difficult. Here are 3 easy steps to refinance your mortgage, lower your payments, consolidate debt or pull cash out.… Read More>>

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why should you refinance your home loan?

A lower interest rate is an obvious benefit of refinancing your home loan. A lower rate makes your repayments easier to manage, and you save money in interest that can be utilised to pay off the principal faster and reduce the loan term.… Read More>>

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what homebuyers must know about the rba cash rate

The RBA is Australia’s central bank that is responsible for establishing the monetary policy of the country. It does so by setting the cash rate, which refers to the interest rate at which Australian banks can borrow money from the RBA, as well as, other institutional lenders. The cash rate, therefore, acts as the benchmark rate for the rest of the country.… Read More>>

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switching home loan lenders

n addition to a lower interest rate, there are several other reasons to refinance your home loan. It is possible that your home loan no longer suits your requirements; for example, you might no longer want to pay for certain features in your home loan. … Read More>>

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lady holding pink piggy bank

A large number of Australian families are stretching their finances to the limit to service their home loan, making it impossible to save any money for other life goals. Big expenses such as weddings or school fees while servicing a mortgage may feel out of question, especially in the wake of out-of-turn rate hikes by the banks and a flat wage growth!… Read More>>

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a day in the life of a mortgage broker

Arranging mortgages are typically all about problem-solving. Each client has unique circumstances and needs and similarly, each lender attempts to position their loan product in the market in a way that differentiates them from the competition, regulations permitting.… Read More>>

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top reasons to review your home loan

According to experts, by shopping around for a better deal, you can save thousands of dollars in interest and also shorten the term of your home loan potentially. The best part is that Australian lenders are currently offering a vast range of competitive home loan deals and, by spending a little time on research, you can definitely find a financial product that suits your needs.… Read More>>

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Is this the time to fix your mortgage?

The demand for fixed rate home loans has been on a decline in the past few months. In March, only 20 percent, or one in five borrowers opted to fix their home loans. However, there seems to be a lot of noise about a rate hike, which could send home borrowers scurrying to fix their… Read More>>

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HashChing is helping Australians by providing access to pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.

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