mortgage savings - how to refinance your home loan in 3 steps

Refinancing is when a homeowners takes out another loan which is used to pay off their first mortgage and any secondary liens on their home. If you’re considering to refinance your home loan, it’s important to do your research to ensure you’re making the right decision. The whole process can seem too hard and difficult. Here are 3 easy steps to refinance your mortgage, lower your payments, consolidate debt or pull cash out.… Read More>>

why should you refinance your home loan?

In the competitive mortgage landscape of today, if you are paying anything more than three point something per cent on your home loan, you are possibly throwing away your hard-earned money at the banks, which you could have used otherwise. Yet, many Australian homeowners avoid refinancing their home loans – considering the process to be… Read More>>

switching home loan lenders

Have you checked how your mortgage interest rate stacks up against the current market average of 3.70 per cent per annum? According to Steven, a HashChing mortgage broker, “It is good to do a health check on your mortgage from time to time.” In fact, most experts would agree with Steven that homeowners must revisit… Read More>>

how to overcome mortgage stress

Managing mortgage stress as it gets tougher to refinance home loans With the low home loan rates on offer, refinancing your mortgage could potentially help you lower your monthly repayments and manage your finances better.     However, due to tighter lending conditions in the wake of the Royal Commission, Australian borrowers could face “tougher… Read More>>

Sydney Property Investment

Excerpts from this article first appeared on on MARCH 10, 2017, and written by Owen Roberts   Homeowners in the west are paying nearly double Sydney’s average interest rate, with those in The Ponds, Doonside, Quakers Hill and Campbelltown paying as much as 7.88 per cent.     HashChing reveals Australia’s most ‘ripped off’… Read More>>

Where to find cheap home loan rates

Earlier this year, the big four banks hiked the interest rates for borrowers, despite the official cash rate remaining at a record low of 1.5 percent. Soon after, the budget announcement hit the big banks hard with a 0.06% levy, through which the Government aims to generate $6.2 billion over the next four years. Along… Read More>>

Are you aware of the current interest rate on your home loan?

According to Digital Finance Analytics, at the end of March 2017, the discounted variable mortgage rate for owner occupiers was 4.55% per annum as compared to 4.85% a year before and 6.70% five years ago! However, in an increasingly competitive mortgage market today, borrowers, with a little bit of due diligence, could access home loans… Read More>>


HashChing is helping Australians by providing access to pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.

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