mortgage savings - how to refinance your home loan in 3 steps

Refinancing is when a homeowners takes out another loan which is used to pay off their first mortgage and any secondary liens on their home. If you’re considering to refinance your home loan, it’s important to do your research to ensure you’re making the right decision. The whole process can seem too hard and difficult. Here are 3 easy steps to refinance your mortgage, lower your payments, consolidate debt or pull cash out.… Read More>>

rba cash rate and the impact on your repayments

The Reserve Bank governor said Australia’s cash rate might be cut further if income and spending growth were weaker than expected in the coming years. What does a drop in the RBA’s official cash rate mean for your finances? Find out here.… Read More>>

lady holding pink piggy bank

Buying a home is a major decision that will affect your finances for years to come. In addition to saving for a deposit, you must also set aside a portion of your monthly income to pay down your mortgage and to meet your regular household expenses. Is it possible to save money while servicing a… Read More>>

Financial ignorance is costing you money

Last year, the Financial Planning Association of Australia reported that “having financial freedom and independence” is a top priority for most Australians (Read more). However, the recently released Know Your Numbers Index reveals a large number of Australians don’t know key financial figures in their lives.     According to the index, 86 percent Australians… Read More>>

How to build your home loan deposit

Purchasing a home and ‘owning’ it are two different things. Do you really want to wait for the next 25 years to own your home? On the contrary, you could apply additional lump sum repayments to your mortgage, saving precious bucks and shaving off the years from your home loan. Making regular additional repayments is… Read More>>

Debt Busting Tips

It’s that time of the year again… as we enter the last quarter of the year and prepare ahead for the festive season that will soon be upon us, several credit card companies have already joined the fray for excited shoppers, providing cash backs, fee waivers and discounted Uber rides to users ahead of the… Read More>>


HashChing is helping Australians by providing access to pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.

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