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Discover the brand new upgrades that we have been building at HashChing for the last few months. By taking into account what users really wanted we were manage to create a seamless re-design and user experience on the HashChing website. Connect to brokers in UNDER 3 seconds. Save your application for later, make use of the advanced filtering options to find the ideal mortgage broker for you (or let our proprietary system match you with one automatically). You’ll find the main list of 5 special upgrades inside.. Don’t hesitate to be seamless and….… Read More>>

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top mortgage features you must look for

An average person buying a home for the first time is bound to be confused with complicated financial jargon and the many good and ‘not so good’ home loan products flooding the mortgage market. The solution, therefore, lies in educating yourself about the mortgage market and seeking help from an expert to ensure you are on the best deal possible for your situation in the market.… Read More>>

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how to avoid a monster mortgage

If you are planning to buy a home, it is likely that you’d need to take out a home loan. But are you aware of how much money you can borrow? You could use an online calculator to determine your borrowing capacity or speak to a lender; but is it a good idea to borrow the full amount a lender is willing to lend you?… Read More>>

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what homebuyers must know about the rba cash rate

The RBA is Australia’s central bank that is responsible for establishing the monetary policy of the country. It does so by setting the cash rate, which refers to the interest rate at which Australian banks can borrow money from the RBA, as well as, other institutional lenders. The cash rate, therefore, acts as the benchmark rate for the rest of the country.… Read More>>

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low rate conveyancing

According to the Australian Institute of Conveyancers, “Conveyancing is the process of transferring the ownership of property from one person to another.” In simple terms a conveyancer is a lawyer who strictly and only specialises in property law. This will be important later so make a note of it if required.… Read More>>

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home loans without a deposit

Assuming you have a 5% deposit available one could opt to use a high LVR lender. Though, as mentioned above this would typically lead to the buyer needing to pay a mortgage insurance fee, as a way for the lender to insure themselves.… Read More>>