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bad-credit-home-loan

With mortgage rates sitting at their lowest in the past many years, the time is ripe to buy a home. But are the banks willing to lend to you? You may be surprised to discover blemishes on your credit file, without even knowing about it. Whether a major bank rejected your loan application in the… Read More>>

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access-equity

Most Australian property owners are sitting on goldmines, without even knowing it. No, we don’t mean an actual goldmine, but the equity locked in your property, which if utilised properly, can make a solid foundation for future investments, renovations and property acquisitions. What is equity? Equity is the amount you get on subtracting the outstanding… Read More>>

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falling-interest-rate

Many property owners and future buyers are delighted with Reserve Bank of Australia’s (RBA) decision to reduce the official interest rate to a historic low of 1.75%. Major banks such as NAB have even promised to pass on the full deduction to its customers. Does this mean home loan interest rates are falling? The situation… Read More>>

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house-or-apartment

Every Australian will be plagued by this question at one point or another – many traditionally house loving Australians are moving towards apartment living gradually but each property buyer faces the dilemma of choosing between a house and an apartment. House Vs. Apartment For first home-owners, owning a home is a dream they have grown… Read More>>

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booming-suburb

According to latest Corelogic RP Data, dwellings in Sydney and Melbourne have experienced a capital growth of 9.73% and 11.36% year on year, respectively. In fact, both the cities have been experiencing dizzy capital growth over the past few years, making huge profits for investors who entered the market in time. Does that mean you… Read More>>

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pre-approval-home-loan

On a lookout for your dream home? Of course, dreams don’t come cheap; but it is possible to secure finance for your property, making it much more achievable than it may seem. When you decide to buy a property, getting it financed is a major worry. Many a buyers are left stranded when they cannot… Read More>>

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buying-property-interstate

As per stats, property rates have grown significantly in Melbourne (over 7%), while rental yields in Melbourne have recorded minimum growth (about 2.9%) in comparison to other States. Thus, savvy investors are looking beyond their backyards to build diversified property portfolios spanning across several states. While this is a great strategy to take advantage of… Read More>>

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property-auctions

With clearance rates of over 70% in NSW and Melbourne, buying at property auctions is a common way of buying property in Australia. However, auctions tend to get really heated and it is easy to be swept by the atmosphere or get nervous with the competition. Considering you are going to make the investment of your lifetime,… Read More>>

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how-negative-gearing-work

As Labor party announces its plans to do away with negative gearing on existing houses, the idea has stirred controversy about the future of the rental market and the impact on mum and dad investors. The policy aims to make property buying more accessible for first home buyers, especially the youngsters. While it is easy… Read More>>

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building-granny-flat

Planning to create a little home in your backyard? Granny flats are becoming more and more popular with 4818 granny flats built in NSW in 2014, almost double the number built in 2013. As granny flats become a revered investment option, we recommend you read the below before you set on the quest to build… Read More>>