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5 Property Market Trends to Expect in 2018

The first quarter of the year has just finished and so far, you can see that a few property predictions and trends made in 2017 came true. Homeowner, property investor or first home buyer: if you still wonder what 2018 holds for you and property, this article is for you. Read more about the two… Read More>>

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Here’s what every property investor must know about tax deductions

Investing in property remains a popular tool for wealth creation in Australia. However, many people don’t venture into property investing due to lack of financial knowledge. For example, a new survey pointed out that less than half of those surveyed were aware of the tax deductions they could claim on an investment property. Overall, the… Read More>>

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How to save a home loan deposit

According to stats, it takes an average of five years for home buyers to save a 20 percent deposit to purchase a median-priced home in Australia. It is, therefore, not surprising that saving up a deposit is usually the first, and often the longest, part of every home buyer’s journey.     What is a… Read More>>

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How to improve your credit score?

Your credit file is like your financial report card while your credit score summarises the information on your file into a number that helps lenders determine your creditworthiness.     What is a good credit score? Using the information on your credit file, credit bureaus such as Equifax calculate your credit score based on a… Read More>>

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Positive and negative gearing explained

Negative gearing is back in the news. A report by the Australian Housing & Urban Research Institute (AHURI) proposes to “eliminate negative gearing deductions for wealthy investors.” According to the report, “$1.7 billion could be saved each year by radical changes to the negative gearing regime.” According to the proposal, lower income investors in the… Read More>>

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How to find the right home loan

Today, there are hundreds of home loan products in the market. But, did you know too much choice could be confounding for Australian home buyers? According to a survey, 37 percent Australians found deciding between too many options to be an impediment to being financially savvy.     Wondering how to find the right home… Read More>>

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Understanding the comparison rate

Home loan rates in Australia have been low for some time. Presently, if you are paying anything more than a figure with a 3 in front of it, there are chances you can find a more competitive deal in the market, potentially saving you thousands of dollars in the long run.     But, wait.… Read More>>

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Investors rejoice as major banks slash rates on interest

Major banks in Australia gave property investors a reason to rejoice by slashing the rates on interest-only lending. At the beginning of March this year, Commonwealth Bank of Australia (CBA), one of the big four banks, dropped its two-year fixed interest-only rate by 50 basis points to 4.34 percent per annum. Westpac followed suit with… Read More>>

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How to discharge your mortgage?

Discharging a mortgage means removing it from the title to your property. Did you know that your bank holds the title to your property until your home loan is completely repaid? Besides, once you have repaid the mortgage in full, you need to follow a set procedure to discharge it or clear the title to… Read More>>

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