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the right time to buy a home

According to a report by News.com.au, tenants across Australia’s capital cities are facing continuous rate hikes, despite a significant downturn in the property market. Data from rent.com.au showed that Melbourne and Sydney observed the maximum hike, despite the apparent drop in the market price of properties. … Read More>>

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No deposit home loan deals for first home buyers.

Think you can’t buy a home because you have no deposit? There are lots of ways to work within the system. There are only a few no deposit mortgage options in Australia. Learn how people borrow 100% of the property price with such home loan deals.… Read More>>

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mortgage savings - how to refinance your home loan in 3 steps

Refinancing is when a homeowners takes out another loan which is used to pay off their first mortgage and any secondary liens on their home. If you’re considering to refinance your home loan, it’s important to do your research to ensure you’re making the right decision. The whole process can seem too hard and difficult. Here are 3 easy steps to refinance your mortgage, lower your payments, consolidate debt or pull cash out.… Read More>>

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use your superannuation to fund your mortgage deposit

It’s no secret that saving for a house is tough. Raising the money for a deposit can seem to take forever, even if you’re consistent with your savings plan. But since 2018, First-home buyers have been allowed to use up to $30,000 of voluntary superannuation contributions to place a mortgage deposit in an effort to help young people gain a foothold in the property market.… Read More>>

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home loan types: offset account vs redraw facility

Offset accounts and redraw facilities are both home loan features. They let borrowers use their spare cash to whittle away the mortgage. Deciding between an offset account and a redraw facility on your home loan largely depends on how accessible you need your extra money to be.… Read More>>

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HashChing is helping Australians by providing access to pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.

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